Markets· August 16, 2026 at 07:34 p.m.
Dave Ramsey Offers Financial Advice for Couple Considering a Baby
Key takeaways
- Couple earns $110,000
- Has $65,000 in student debt
- Dave Ramsey approves them to have a baby due to PSLF
A couple earning $110,000 combined with $65,000 in student debt received financial advice from Dave Ramsey on The Ramsey Show. Ramsey approved the couple to have a baby due to imminent Public Service Loan Forgiveness (PSLF) of $45,000. However, staying as a two-income household is crucial for their financial success. Jade Warshaw, co-host of the show, recommended creating a budget before the baby arrives, considering both dual- and single-income scenarios with real daycare quotes.
